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Getting a driver’s license is a rite of passage for many teenagers. But the reality is, teen drivers face much higher rates of serious crashes. Research from the CDC found that the risk of accidents is higher among young drivers between the ages of 16 and 19 than among any other age demographic. Teens in this age group are almost three times as likely as older drivers to be in a fatal accident, based on miles driven.
Teen drivers lack experience behind the wheel, which is one of the reasons why the rate of accidents is higher among young drivers. However, fatal accidents can often be avoided. To keep everyone safe, it’s imperative for teen drivers to practice good driving habits while they are learning to drive and in the years after getting their license. For example, avoiding night driving and keeping passengers to a minimum can help reduce the chance of a crash.
Due to the risks associated with teen drivers, many car insurance companies will not sell an independent policy to a newly-licensed driver under 18. To legally drive, a teen must usually be added to their parent or guardian’s existing car insurance policy. However, adding a teen driver to an existing car insurance policy will cause the premium to increase significantly. To get cheaper car insurance, getting multiple rate quotes can help you find the lowest premium.
To learn more about teen car crashes, we pulled teen driver statistics from some reputable sources. Here are some staggering facts about young drivers and traffic accidents:
Teen drivers are more likely to be involved in accidents and fatal crashes due to their lack of experience on the road. Here are some of the most common driving behaviors that often cause traffic accidents among young drivers.
After getting a driver’s license, many teens are excited to drive their friends around. However, having passengers in the car can increase the risk of an accident. Below are some statistics on accidents and peer passengers:
Speeding is a leading factor in fatal crashes among drivers of all ages, but statistics show that teen drivers have higher rates of speeding than older drivers. Here are some teen driver statistics related to speeding:
Because teens lack experience on the road, they often fail to scan for hazards that can lead to crashes. Here are some points to be aware of:
Distracted driving doesn’t just mean texting and driving. Other activities, like eating, drinking, and listening to music can contribute to distracting driving as well. Here are some statistics on teen accidents caused by distracted driving:
Many drivers are guilty of tailgating, or following too closely to the car in front of them. Teen drivers also tailgate, which can increase the risk of a collision. Below are some facts on teen drivers and the impact of tailgating:
In recent years, teen traffic fatalities have decreased. But historical data has uncovered several patterns in teen crash deaths. For example, most accidents involving teens occur on the weekend, and between the hours of 9 p.m. and midnight. In the following tables, you can learn more about teen crash-related deaths based on different variables, according to 2020 data from the Insurance Institute for Highway Safety (IIHS).
Teenage motor vehicle crash deaths by percentage vs all motor vehicle crash deaths
Teenage motor vehicle crash deaths by month, 2020
Teenage motor vehicle crash deaths by day of week, 2020
Teenage motor vehicle crash deaths by time of day, 2020
To better understand where fatal teen crashes are happening, we leveraged data from the National Highway Traffic Safety Administration (NHTSA) on teen crashes across the U.S. In the table below, you can see a breakdown of the percentage of accidents that involved teen drivers in all 50 states, and in Washington D.C. and Puerto Rico.
Many teen traffic fatalities are preventable. When teens practice safe driving habits, it can reduce the risk of single- and multi-car accidents. Here are some tips that teen drivers should keep in mind to stay safe behind the wheel.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.
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