Supplemental health insurance is on the rise – Spectrum News

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RALEIGH, N.C. — Millions of people across the country struggle to get access to health insurance due to out-of-pocket expenses during the pandemic and other circumstances.
Recent data from a 2022 credit consumer report revealed about $88 billion in past due medical debt.
Financial experts say having supplemental health insurance can help ease the burden of out-of-pocket expenses that major medical insurance won’t cover.
Darin Reeser with Securian financial explained how supplemental insurance works and how it can help.
Enrollment for employee benefits at work has ended and many of us will have new benefits available in 2023, including supplemental health insurance. More employers are opening supplemental health benefits to help soften the blow of out-of-pocket medical costs. 
Securian Financial’s Darin Reeser explained what these benefits are and how they work.
Q: What is supplemental health insurance?
Q: Is supplemental health insurance on the rise?
Q: What are the different types of policies? 
Q: How do we know if we have access to supplemental health insurance at work?
Q: What else do people need to know about these policies?