Life Insurance & Other Financial Protection – BorgWarner

Basic Life Insurance is offered directly through MetLife and provides financial protection for your survivors if you die while you are an active employee of the Company. BorgWarner pays the full cost of this valuable benefit.
2 times your annual base pay – from a minimum of $50,000 to a maximum benefit of  
$1 million. Note: Your benefit will be reduced at age 65 and again at age 70.
Note: According to government rules, imputed income will be assessed on your paycheck and appropriate taxes will be deducted. You may choose to cap the benefit at $50,000 of  coverage. If you are interested in capping your benefit, please complete the required information on your online enrollment form. 
Contact MetLife directly to designate or change your beneficiary for Life Insurance
For those who feel they need added protection beyond what is provided under the Basic Life benefit, BorgWarner offers a number of Optional Life Insurance plans directly through MetLife that  employees can purchase, including:
To enroll or for details about your Optional Life Insurance options, please refer to your MetLife enrollment materials. Or, contact MetLife at, or call +1 888-622-6616.
IMPORTANT: You must enroll for optional life insurance within 30 days of a qualifying benefit event to qualify for guaranteed coverage. Guaranteed coverage for employees is four times annual base pay and $25,000 for spouses. Contact MetLife for details.
By purchasing Optional Life Insurance, you gain financial security and peace of mind, but you also gain access to other valuable services:
BorgWarner automatically provides AD&D insurance through MetLife at no cost to you. This coverage provides assurance that you and your family are protected from financial hardship of unforeseen circumstances, such as a loss of limb due to an accident or death. The AD&D coverage is as follows:
1 times your annual pay up to $500,000 
Note: Your benefit will be reduced at age 65 and again at age 70.
You may purchase Voluntary AD&D insurance or coverage for you, your spouse and/or your children. You pay the full cost of coverage, but have access to more favorable group rates than if you purchased outside of BorgWarner.
Voluntary AD&D pays benefits if you or a covered dependent suffer a covered accident that results in paralysis or the loss of a limb, speech, hearing, sight, brain damage or coma. If you suffer a fatal accident, benefits would be paid to your beneficiary.
There are some standard benefits included in this coverage – such as air bag and seatbelt use – that may increase the amounts payable to you or help offset additional expenses that result from accidental injury or loss of life. See the Summary Plan description for details.
You may apply for Voluntary Life Insurance during enrollment or anytime throughout the year quickly and securely online using the “MyBenefits” website from MetLife.
Be sure to designate a beneficiary when you enroll.
Paid for by BorgWarner, this International SOS Service provides you with peace of mind  when you travel on approved business for the Company. It combines global accident  coverage with international medical protection. Whether you become sick or are injured  while traveling abroad on company business, you have the financial protection against  costly bills and convenient access to quality healthcare.
To download and print ID cards, go to
Business Travel
Keep these cards handy when you travel. To learn more, please contact HR Link.
Getting Married or Having a Baby?
Be sure to let MetLife and the HR Link team know of any changes to dependents.
Back to Global Benefits
© BorgWarner Inc. | Legal | Cookies | Site Information | Contact